Tuesday, December 14, 2010
When I got back home, I proceded to begin the process of calling the bank and all my credit cards to report the theft. The bank told me that the thief had already attempted to withdrawl $1500 from my bank account but was denied. I guess the joke was on him - we are broke! We don't have that kind of money! Because he has both my debit card and my checkbook we had to freeze my account and open a new one. The fraud department from the bank will take care of transfer all money AND direct deposits/automated payments to the new account. I also put a fraud alert on my credit through the three credit reporting companies, plus printed out a credit report so I could verify which credit cards might have been in my wallet. I don't have that many, but I just needed to check what might have been in there.
Since the thief had my house keys AND my licence, I also had to find a locksmith to come and change the locks to the front and back door. Of course it was only when the locksmith arrived that I realized I had no way of paying him since my credit cards were all reported stolen (DH's cards are all on the same account as mine) and we had no access to our checking account until everything was straightened out. And since it cost THREE HUNDRED DOLLARS, we didn't have cash around the house to cover it. We eventually determined that the fraud department at the bank would allow one or two checks to be paid out of the bank account as long as we call and let them know all the details.
Anyone got an extra umbrella or two?